Accessing equity in a home

If you already own a home, you can use the equity in that property to finance your investment. To access your usable equity, you’ll need to refinance your existing mortgage to free up some funds. You can then use the equity to put down the deposit on your new property and secure a home equity loan. How much equity you can use will vary between lenders, so it’s a good idea to sit down with a home loan specialist and talk through your options.

Landlord insurance

While not compulsory, it’s a good idea to take out a landlord insurance policy to protect you against a variety of risks. Policies vary but will typically cover you in the event of:

• Theft or burglary by tenants or other parties
• Malicious damage or vandalism by tenants
• Loss of rent
• Legal expenses required to evict a tenant

Finding the right tenant for your property is one of the most important steps in your investment journey. If you choose to enlist the services of a property management company, they’ll take care of this process and present you with recommended tenants for your final approval.

Our team of experts can manage any residential investment property, regardless of whether it’s in a Frasers Property community. If you have investments elsewhere, you can easily consolidate them and have Frasers Property Management manage your entire portfolio. Find out more about Frasers Property Management.

From Sunshine Beach to the Sunset Coast, Frasers Property has been creating proud neighbourhoods across Australia since 1924. If there’s one thing we’ve learned from a century of creating homes and communities, it’s that people thrive when they feel they belong. That’s why we’re inspired to create stronger, smarter, happier neighbourhoods that welcome people in a shared hope for a better future.
It’s the reason that everything we do—from design and construction, to sustainability and community development, to after sales care and loyalty rewards—speaks to our uncompromising commitment to excellence and quality.

We want your property journey with us to be easy and enjoyable, which is why we’ll be there for you every step of the way. When you buy with Frasers Property, you have access to our dedicated Customer Care Team and the myFrasersProperty app containing all your purchase documentation and property tracking information. It’s all so you can feel proud and confident of your choice, now and well into the future.